Pre-Planning: The Time is Now
Tuesday, September 14th, 2010

For most people, pre-planning a funeral is the last thing on their mind. However, regardless of whether you are young or old, pre-planning your funeral can be one of the greatest gifts that you give your family, saving them time, money and a great deal of stress.

           preplanning

When pre-planning a funeral there are many decisions to be made.  Do you want to be buried or cremated?  Do you want to have a visitation or gathering?  A funeral or memorial service?  Would you like a reception to follow?  How about a graveside service?  Our funeral directors can assist you in your decision-making process, and can explain many of the options we offer – including some you may not have thought of.  We can then keep your specific choices on file so that your family need only make one phone call and all arrangements will be in place.

           

Once the specific arrangements are chosen, the next decision you must make is whether you want to pay for the funeral in advance.  Although it is not essential to pre-planning, pre-funding a funeral certainly has its advantages.  Namely, pre-funding allows you to allocate money for goods and services that will be provided in the future.  If you choose to pre-fund your funeral, there are several ways to go about doing so.  You could pay the funeral home directly, or buy a dedicated life insurance policy.  Each option has pros and cons, and when trying to decide between them you should consider the potential taxes on the account, interest from the account, refund options, transferability in case of a move, and the option to change the funeral home designated to provide the service.

 

Pre-planning a funeral can be a huge relief to your family when they are faced with your death.  With that in mind, a funeral service that reflects your personal taste and style and does not burden your family is the logical capstone to a life well planned and well lived.  Please call or stop by anytime for information about our pre-planning options.  We offer free literature and a free consultation to answer all your questions.

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